The Internal Revenue Service (IRS) has announced that nearly 1 million taxpayers who did not claim the 2021 Recovery Rebate Credit are eligible for a $1,400 stimulus check in 2025. These payments are part of the Economic Impact Payment (EIP) program, providing financial relief to eligible Americans.
To receive the payment, taxpayers must file a 2021 tax return before the deadline. This article covers eligibility, payment details, how to track your payment, and important IRS contact information.
What is a Stimulus Check?
A stimulus check is a one-time direct payment issued by the U.S. government to help individuals and families during economic hardships. These payments are typically distributed by the IRS as part of federal relief programs.
The $1,400 stimulus check in 2025 is linked to the third round of Economic Impact Payments (EIP3) that were originally sent in 2021. If you did not receive this payment, you can claim it by filing a 2021 tax return before April 15, 2025.
Stimulus checks can be received through:
✅ Direct deposit (sent to your bank account)
✅ Paper check (mailed to your home)
✅ Prepaid debit card (Economic Impact Payment Card)
These payments are not loans and do not need to be repaid. However, they are subject to eligibility requirements based on income levels.
Eligibility for the $1,400 Stimulus Check
To qualify for the 2025 stimulus check, individuals must meet specific Adjusted Gross Income (AGI) thresholds:
Filing Status | Full Payment Eligibility | Phase-Out Limit |
---|---|---|
Single Filers | AGI up to $75,000 | Phased out at $80,000 |
Married Filing Jointly | AGI up to $150,000 | Phased out at $160,000 |
Head of Household | AGI up to $112,500 | Phased out at $120,000 |
Dependents—including children, elderly relatives, or disabled family members—may also qualify for additional payments.
How to Claim the 2025 Stimulus Check
If you did not receive the third stimulus check in 2021, you must file a 2021 tax return before April 15, 2025 to claim the Recovery Rebate Credit.
Ways to File Your 2021 Tax Return
- Online: Use the IRS Free File tool or tax software like TurboTax.
- Mail: Download Form 1040 from IRS.gov and send it to the correct address.
- Tax Professional: Visit an IRS-authorized tax preparer for assistance.
🚨 Important: There are no automatic payments. If you miss the April 15, 2025 deadline, you will not receive the stimulus check.
How to Track Your Stimulus Check
The IRS “Get My Payment” tool is no longer active. However, you can check your payment status by:
🔹 Logging into your IRS Online Account to view previous stimulus payments.
🔹 Checking your bank statements for deposits from IRS TREAS 310.
🔹 Contacting the IRS Customer Service at 800-829-1040.
IRS Contact Information for Stimulus Payments
If you have questions about your stimulus check or tax return, you can contact the IRS:
📞 Phone: 800-829-1040 (Monday-Friday, 7 AM – 7 PM Local Time)
📍 In-Person Help: Find your nearest Taxpayer Assistance Center at IRS.gov
Avoiding IRS Stimulus Payment Scams
🚨 Warning: The IRS does not send emails, texts, or social media messages about stimulus payments.
✔️ Do not provide bank details or Social Security numbers to unsolicited callers.
✔️ Verify any IRS letter by calling 800-829-1040.
✔️ Visit IRS.gov for official information.